潮汐企业服务
管好企业的账与钱
Chaoxi Enterprise Services
books and money, in one line
过去，记账找一家、收款找一家，两边的数据对不上，出了问题互相推。我们把财税与支付合并为一条业务线——因为账和钱本来就是一回事。 Bookkeeping with one vendor, collections with another — the numbers never reconcile and nobody owns the problem. So we merged finance & tax with payment into one line: books and money are the same subject.
账和钱分开管，是企业最大的隐形成本Splitting books from money is a hidden cost
- 流水和账目对不上，月底要靠人工核对Transactions and books do not reconcile; manual checks at month-end
- 税务口径与收款口径不一致，容易出合规问题Tax basis differs from collection basis — compliance risk
- 出问题时两家互相推，责任说不清When something breaks, each blames the other
- 想看清"这个月到底赚没赚钱"要等很久Knowing whether you actually made money takes too long
- 收款流水自动进入账目体系，无需人工对齐Collections flow straight into the books
- 税务口径与资金口径统一，风险点提前暴露One basis for tax and funds; risks surfaced early
- 一个团队负责到底，责任清晰One team owns the outcome
- 经营数据实时可见，决策不必等报表Operating data visible in real time
财税服务Finance & Tax
从公司注册那一刻开始，把账做清楚、把风险挡在前面。From incorporation onward: clean books and risks caught early.
公司设立、股权与经营范围变更、注销清算。把工商与税务的开户、登记一并办完，避免留尾巴。Company formation, equity and scope changes, deregistration — with tax registration handled together.
由资深会计处理日常账务与纳税申报；AI 辅助做凭证归类与异常提示，人工复核后出账，效率与准确性同时保证。Senior accountants handle books and filings; AI assists with classification and anomaly flags, reviewed by humans.
在合法合规的前提下，结合业务结构、区域政策与组织形式做税负优化。不碰灰色操作，方案可解释、可留存。Lawful tax optimisation based on business structure, regional policy and entity form. Explainable and documented.
发票、社保、合同涉税条款与税务风险点的定期体检，问题在发生之前提示，而不是被稽查之后补救。Periodic health checks on invoicing, social insurance, tax clauses and risk points — flagged before problems, not after.
支付服务Payment
与一线持牌机构合作，覆盖企业收付的常见场景。我们做的是"选型 + 落地 + 对接"，不是自己发卡。Working with licensed institutions to cover common collection and payout scenarios. We select, implement and integrate — we do not issue.
线下门店的刷卡、扫码收单，含智能终端选型与部署、结算周期与费率结构说明。费率与规则以合作持牌机构口径为准。In-store card and QR acquiring: terminal selection, deployment and settlement/fee explanation, per the licensed institution's terms.
线上收款：H5、小程序、APP 与 API 接入。技术对接由我们负责，企业不用自己去啃各家文档。Online collection via H5, mini-program, app and API. We handle the technical integration.
面向外贸与跨境电商客户，协助梳理收款路径、币种与合规材料要求。具体通道与币种以持牌机构支持范围为准。For trade and cross-border e-commerce clients: collection routes, currencies and compliance documentation, subject to the institution's coverage.
多门店、多平台收款统一归集，与账目体系自动对齐。这是"财税 + 支付合并"最实际的价值落点。Multi-store and multi-platform collections consolidated and auto-reconciled with the books — the most concrete value of merging the two.
从签约到每月出账From onboarding to monthly close
盘清主体结构、业务模式、收款方式与现有账目状况。Entity structure, business model, collection methods and current books.
给出财税方案与收付方案，说明费用与责任边界。Finance/tax and payment plans with fees and responsibilities defined.
办理登记、部署终端、完成技术对接与数据打通。Registration, terminal deployment, integration and data linkage.
月度出账、申报、风险提示与年度汇算，长期跟进。Monthly close, filings, risk alerts and annual settlement.
我们只做合规范围内的钱We only handle money within the rules
持牌机构合作Licensed Partners
支付业务与具备央行支付业务许可的持牌机构合作开展，资金由持牌机构结算，我们不触碰客户资金。Payment services are delivered with institutions licensed by the central bank; funds settle through them — we never hold client money.
数据安全Data Security
客户财务与经营数据归属清晰、权限分级、可追溯；AI 处理环节支持私有化部署，数据不出企业。Clear data ownership with tiered access and audit trails; AI steps support on-premise deployment.
不做的事What We Don't Do
不做资金池、不做代收代付、不承诺费率与收益、不做灰色税务操作。任何越界的诉求我们直接拒绝。No fund pools, no payment agency, no promises on rates or returns, no grey-area tax work. We decline anything out of bounds.
先说清业务模式，我们再给方案Tell us your model — we'll come back with a plan
公司主体、业务类型、收款方式、有没有历史账目问题。这四点说清楚，方案基本就能定。 Entity, business type, how you collect and any legacy bookkeeping issues — those four decide the plan.